UK (home) and EU students studying towards an undergraduate level

UK (home) and EU students studying towards an undergraduate level

PGCE plus some programmes that are postgraduate submit an application for help towards tuition.

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House students can apply for grants also and loans towards residing costs.

When you should use

A application that is new to be manufactured each educational 12 months and pupils are encouraged to affect scholar Finance as soon as feasible.

Undergraduates

New pupils beginning a programme in can apply from mid-January september. Pupil Finance suggests using by the end of might.

Continuing students will directly be contacted by Student Finance when they’re in a position to re-apply. You need to get back the application because of the conclusion of June every year.

Postgraduate

Funding applications usually need to be in because of the spring before you begin learning within the autumn.

Loans available

Tuition Fee loans

Comprehensive and part-time students that are undergraduate make an application for a tuition cost loan to pay for the expense of their tuition.

Payment will be made right to Goldsmiths because of the learning student Loans Company. You might be then accountable for repaying the loan after you have finished.

Repair loans

Residence (UK) students can additionally make an application for an upkeep loan to simply help pay living expenses.

65% for the Maintenance Loan is non-means tested and 35% means tested. If you’re under 25 your mother and father earnings will figure out the quantity of means-tested loan you get, though there are circumstances for which parental earnings just isn’t taken into account

To allow re payments to be released, you have to have finished your pupil Finance Application and become enrolled at Goldsmiths.

Even as we have actually confirmed your attendance, the scholar financial institution should launch repayment straight to your money within 3-5 times. Please be aware payment is not released ahead of the very first day’s term.

Postgraduate loans

Postgraduate loans can be found to pupils studying towards a taught MA.

This will be a loan to greatly help with all the current expenses associated with your research and could perhaps not protect the complete price of your programme.

The mortgage can be compensated to your learning pupil and never to Goldsmiths.

Further details take our Postgraduate Loans page.

Other Statutory Funding

You might additionally be eligible to other capital during your nation’s pupil Finance. These generally include:

  • Adult Dependents Grant
  • Parents Learning Allowance
  • Get More Info

  • Childcare Give

Repaying loans and interest

You begin repaying your loans within the April if you are in work and earning over ?21,000 per year after you leave university.

Repayments should be 9% of income above this threshold, and so the quantity repaid each will depend on your earnings month. If for almost any good explanation your income falls below ?21,000, your repayments is supposed to be suspended.

For those who have both undergraduate and postgraduate loans aided by the figuratively speaking Company, repayments is likely to be made simultaneously, meaning you can expect to repay 15% of the earnings over the limit.

Repayments may be deducted immediately from your own pay through the taxation system (PAYE). When you yourself have maybe not paid down your loan after 30 years, all outstanding repayments is supposed to be written down.

Through the date you are taking away loans you shall be charged interest at the price of inflation plus 3%. After you have finished or perhaps kept university you will be charged interest at:

  • The price of inflation (if you should be making lower than ?21,000)
  • The price of inflation plus as much as 3per cent (if you’re making between ?21,001 and ?41,000)
  • The price of inflation plus 3% (if you’re making above ?41,000)

Apply through Student Finance for the nation:

To make sure your capital application is managed swiftly and you get your loans in the beginning of the year we suggest you:

  • Apply online early
  • Obviously recognize any papers you deliver towards the learning Student Loans Company along with your Consumer guide quantity
  • Try not to deliver documents that are unnecessary
  • Utilize personal provider and Application monitoring online
  • Make sure you use utilizing the exact same details that Goldsmiths hold for your needs
  • Complete and return the web Declaration towards the learning Student Loans Company
  • Giving your passport through the post as opposed to entering your passport quantity from the application drastically slows the procedure

Phishing e-mails

Pupils may be targeted by phishing e-mails.

You ought to ignore messages that tell you straight to ‘validate your bank account’ or offer any individual, banking or security details online.

The figuratively speaking Company and Goldsmiths will never ever request you to offer or verify information this way.

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